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Terms of Use

Our Terms of Use outline the legal framework that governs your access to and use of R&D Financial Services’ website and digital platforms. Designed to protect both our clients and our business, these terms establish user responsibilities, permitted usage, and limitations of liability. By engaging with our services, you agree to operate within these clearly defined boundaries, ensuring a secure, transparent, and compliant experience.

1. Agreement to Terms

These Terms of Use (“Terms”) constitute a legally binding agreement between you and R&D Financial Services, governing your access to and use of our website and any related services or content (collectively, the “Services”). By accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy.

If you do not agree to these Terms, you may not access or use the Services.


2. Eligibility

You must be at least 18 years of age and legally capable of entering into a binding agreement to use the Services. By using the Services, you represent and warrant that you meet these eligibility requirements.


3. Use of Services

You agree to use the Services only for lawful purposes and in accordance with these Terms. You shall not:

  • Access or use the Services in any way that violates applicable laws or regulations.

  • Attempt to gain unauthorized access to any system, data, or functionality.

  • Use the Services to transmit or disseminate harmful, offensive, or misleading content.

  • Interfere with the security or performance of the Services.

R&D Financial Services reserves the right to restrict or terminate your access to the Services at our sole discretion, without notice, for any conduct that violates these Terms or is otherwise harmful to our interests.


4. Account Security

If any portion of the Services requires account registration, you agree to provide accurate and complete information and to maintain the confidentiality of your credentials. You are responsible for all activity under your account and agree to notify us immediately of any unauthorized access.


5. Intellectual Property

All content, features, and functionality available through the Services—including but not limited to text, graphics, logos, icons, software, and design—are the exclusive property of R&D Financial Services or its licensors and are protected by U.S. and international intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, or publicly display any content without prior written permission.


6. No Professional Advice

Information provided via the Services is for general informational purposes only and does not constitute financial, legal, investment, or tax advice. You should consult with a licensed advisor or attorney for advice specific to your individual situation.


7. Third-Party Links

The Services may contain links to third-party websites or services for your convenience. R&D Financial Services does not control and is not responsible for the content, security, or privacy practices of such third parties. Access to external links is at your own risk.


8. Disclaimers

The Services are provided “as is” and “as available,” without warranties of any kind, express or implied. R&D Financial Services does not guarantee the accuracy, completeness, reliability, or availability of the Services.

We expressly disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.


9. Limitation of Liability

To the fullest extent permitted by law, R&D Financial Services shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Services.

Our total liability to you for any claim arising under these Terms shall not exceed the amount paid, if any, by you to us for the Services in the twelve (12) months preceding the claim.


10. Indemnification

You agree to defend, indemnify, and hold harmless R&D Financial Services, its affiliates, officers, directors, employees, and agents from any claims, losses, damages, liabilities, and expenses (including attorneys’ fees) arising out of your use of the Services or violation of these Terms.


11. Governing Law and Jurisdiction

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles. You agree to submit to the exclusive jurisdiction of the state and federal courts located in Harris County, Texas, for the resolution of any disputes arising from or related to these Terms or your use of the Services.


12. Changes to Terms

We reserve the right to revise or update these Terms at any time, at our sole discretion. All changes will be effective upon posting. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.


13. Contact Information

If you have any questions or concerns regarding these Terms, please contact us at:

R&D Financial Services

Email: info@rndfinancialservice.com
Website: www.rndfinancialservice.com